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GoldenCrest Metals Review: Gold and Silver for Your Retirement

Physical gold and silver for retirement savers, from a company that answers the phone.

BBB rating: “A” Trustpilot: 4.3 “Excellent”
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Who GoldenCrest Metals is

GoldenCrest Metals is a nationally recognized precious metals firm based in Calabasas, California. It serves pre-retirees and retirees who want transparency, liquidity and credibility when they add physical gold and silver to their savings.

Clients can hold the metals inside a self-directed IRA, funded by a rollover from an existing IRA, 401(k) or TSP, or buy them outright for delivery to their home. Every client works with one representative from first call to finished account, not with a call center.

The current GoldenCrest offer

  • Up to $25,000 in free silver on qualifying purchases — call for details
  • Up to 25 years of free IRA storage on qualifying purchases — call for details
  • Free insured shipping on all orders
  • No buyback fees
  • $10,000 minimum investment

What you qualify for depends on your account. A GoldenCrest specialist explains the details on the phone.

Why people choose GoldenCrest

No buyback fees

When you want out, you can sell back without a penalty.

Widely recognized coins

Only highly liquid coins from U.S. Mint–authorized wholesalers, no private-label or “exclusive” products that are hard to resell.

Transparent pricing

No hidden fees and no surprise markups.

One-on-one representative

You speak with the same person throughout, not a call center.

Secure storage

IRA metals are held at Delaware Depository, one of the most trusted storage facilities in the U.S.

Free insured shipping

Every order ships insured and free of charge.

How a gold IRA rollover works

A gold IRA is a self-directed individual retirement account that holds physical gold or silver instead of stocks and funds. With GoldenCrest, the process looks like this:

  1. A first conversation. A GoldenCrest specialist asks about your current accounts and goals and answers your questions.
  2. Opening the self-directed IRA. The specialist helps you open the account with the custodian.
  3. Moving the funds. The specialist handles the paperwork with your current provider, whether the money sits in an IRA, a 401(k) or the TSP. It can often be done while you are still working.
  4. Choosing your metals. You decide which gold and silver coins go into the account.
  5. Secure storage. IRS rules require IRA metals to be held in an approved depository, so they are stored at Delaware Depository.

Most rollovers complete in a few weeks, but the exact timing depends on the custodian. Done correctly, a rollover is generally not a taxable event. Because every situation is different, talk to a specialist or your tax advisor about yours.

Why retirement savers are looking at physical metals

Inflation and purchasing power

The dollar buys less every year. Gold has held its value across centuries, which is why many savers use it to diversify, not to time the market.

Central banks are buying

According to the World Gold Council, central banks have added gold to their reserves at a historically high pace in recent years.

National debt and deficits

The Congressional Budget Office projects that federal debt held by the public will keep rising relative to the size of the economy. Historically, more debt has meant a weaker currency.

Concentration risk

Many retirement accounts are heavily weighted toward a handful of large technology stocks. Physical metal is an asset you can hold, store and sell, which is why it is often seen as a multi-year safe-haven holding rather than a trade.

Sources: World Gold Council, Gold Demand Trends; Congressional Budget Office, The Budget and Economic Outlook.

The founder’s story

Rich Jacoby is a former LAPD officer who left the force wanting to help people in a way that actually lasted. He built a successful career in commercial real estate, and then watched his grandfather, a World War II veteran, lose his entire retirement to a scam.

When he saw the same thing happening to seniors in the gold industry — overpriced coins, hidden markups, companies that took the money and never shipped — he started GoldenCrest to be the honest alternative: fair pricing, liquid coins and no pressure.

“I started GoldenCrest because I was tired of watching honest Americans get ripped off by high-pressure gold dealers. We built this company on transparency, fair pricing, and real service. No gimmicks. No games. Just metals you can trust.”

— Rich Jacoby, Founder & CEO, GoldenCrest Metals

Is GoldenCrest a fit for you?

A good fit if you

  • are retired or within about 15 years of retirement
  • have an IRA, 401(k) or TSP, including one from a former employer
  • want to diversify part of your savings into physical metals
  • prefer talking to a person before you decide

Probably not for you if you

  • have less than $10,000 to invest
  • are looking for a short-term trade
  • want to speculate on prices

Questions callers ask most

Does the metal ship to me or go in a vault?

IRA metals are stored at Delaware Depository, as IRS rules require. Cash purchases ship to your door, insured and free.

What does it cost?

GoldenCrest works with transparent pricing and no hidden fees. Storage and account details depend on your account, so a specialist goes through them with you on the phone.

Can I sell it back?

Yes. There are no buyback fees. Liquidity is the reason GoldenCrest sells only widely recognized coins.

Is this company legit?

GoldenCrest holds an “A” rating with the Better Business Bureau and a 4.3 “Excellent” score on Trustpilot, and its founder is personally accountable for the company.

I want to talk to my spouse or advisor first.

That is a good idea. GoldenCrest offers a free Info Guide you can share with your spouse or advisor, and a specialist can send it to you.

GoldenCrest Metals

Talk to a GoldenCrest specialist

Your situation is specific. A GoldenCrest specialist can walk you through exactly what you qualify for, with no pressure to decide on the call.

Visit GoldenCrest Metals
Visit GoldenCrest Metals